Friday, February 7

Oh my. Exam is just around the corner.

Exam in the next 10 weeks. Oh my. Am i ready? I don't know. I should be. My utmost priority now should be preparing for the exams.

Ok. Lets handle it this way.
Go through lecture notes. Every bit of it. Identify unfamiliar concept and understand it. That is going to fill up my must list. Meanwhile, fill up want list. After going through all the must list then start going through want and wish list.

I have to be more drastic, more aggressive and more focused now. Remember I want to get first class again and possibly better marks this time. Hence start now.

So where to start. Go through lecture notes in sequence.

More details.
How do I do that more effectively?
1st: Skim the notes.
2nd: Capture important topics, subtopics.
3rd: Start going details as required in the lecture. Take note of stuff to memorise and update want and wish list as I go along.

Differentiate between background readings, facts and explanation.
Capture only the facts.

Review progress every three days.

Oh wait. I've outlined things that I would like to do in the previous post but it seems that I don't follow it.

Hands up. Guilty as charged.

When I was writing that post, I was being optimistic and not so realistic. A few important points that I haven't consider, writer writes when they feel like it. Pressure would not work at least not for me. But I have to meet deadlines if not now in my future writing career? Well, that is where writer's pool coming in handy. Just write anything into the pool and when you are having troubles finding inspiration, look at them, improvise them and finally published it. Not quite related aren’t they. What I mean is that at the moment write everything into the writer’s pool and only complete it when I have time. With regards to deadline, after I have gone through my exams the things that I would like to share will come in series. So that it will be more organised.

Also, I have always wanted to reorganise my blog into something that essentially more organised. In fact, although I did have some indication on what to write in this blog, I still lack clarity in terms of overall goal. Not that I don't have any. It's just very vague. Part of the objectives of this blog is to make myself clear of my life goals.

So as the sayings 'first things first' goes, I am going to rearrange my priorities.

1. Getting best marks in the exam.
Ok. I am freaking out. Earlier today I talked to my neighbours about exam preparation and course work. What's being converse is not important. What is more important than that is the fact that exam is just around the corner. 5 weeks more till classes are over and 10 weeks roughly to my first paper. Oh my. Even the thought of it makes me shiver. Well, not exactly. It is the wind blowing on my face while I type-walking. Yes. I am on my way home and no I am not crazy just at the brink of it at the thought of exam. Haha. Tonikaku (simply means anyway in Japanese), exam mode needs to be activated. 

2. Impressing my tutor
*Deep breath. Not to deep or else risk of being stopped breathing due to the action on stretch receptor which sends inhibitory impulses to the medulla.* I am so excited as my tutor has confirmed a place for me to work in his lab. Technically, I will be a guest researcher in his lab comes June. I will be working on synthetic chemistry. Not sure about the details of the work just yet. He said he will give more details nearing the dates. That is not important. For me the important bit is to impress him. How do I do that? I have no idea but I do know that I will be working with a few analytical instruments like NMR and mass spectroscopy. Essentially, excellent working knowledge of those instruments will be useful. Not to forget the project is all about organic chemistry here so I guess I have to revisit my favourite book, Clayden’s Organic Chemistry. In the long run, this is the career that I want to heavily involved in. Early exposure is essential for me to know if it is the right thing for me to do.

3. Enhancing my knowledge on the financial market.
I have been learning about the financial market bits and pieces but I still do not have a bigger picture of it. In order to build a complete understanding there are a few other things that I need to look into namely economics. At the moment I don’t have much time for this due to commitment to pharmacy study but I will get back to this more seriously in the summer. Hopefully, I will be able to slot some quality time to go through the stuff. One of the reason why understanding the financial market is very important to me is that I vision to be a billionaire in about 20 years. I think there are a lot of potential in the financial market especially in the area of islamic finance. At the moment, I don’t really know exactly what it all means but from my reading and from common sense, islamic finance is the next big thing although is not just about that. It is about obedient to Allah’s rule and guidance. The world we are living now based heavily in debt and I believe debt in the long term will eventually collapse. Look at what happen in the Eurozone recently. My argument is not so convincing as I have very limited knowledge of it but I have a hunch that with debt, problems will reemerged in different ways more than we can imagine and the impact of it is definitely very significant. Without a great understanding of how things work in the current world, how can I know what to improve right?

All other things not listed but is there in my wish list is not urgent to do at the moment. As time goes, I will reorganised my priorities. Anyway, I have safely reached home with a couple of weird gaze from people that I pass by along the way. Quite fun if there is a way to know what they are thinking of me. With this I humbly breach all the rules that I have put on myself and just let the time decides what I post here in my blog. Having said that, a bit of disclaimer all of my writing is done under some influences of my limbic system hence it may not be the most rational thing to do. Take anything from it at your own risk. With that I rest my case. 

Tuesday, January 28

Being overreacted.

Hi everyone. I think I may have overreacted on the issue of allowance.

Well, apologies for those people that are affected by that not that there are any obvious apparent effect.

This makes me realise how fragile we are as a human being. I mean when we are in such a distressing situation, we tend to overreact. Don't we?

I suppose there are several things that I would like to change about myself with regards to this.

I have a little bit of savings but it was just barely enough to sustain my basic living.

I read a book by Adam Khoo. Can't exactly remember the book and don't even bother to look it up but it is something along the line of being successful financially. I'll tell you guys once I had time to look for it. He said in his book one of the criteria of being financially free is able to sustain present living for at least six months without much difficulties from savings alone.

In other words, enough savings to sustain current living for six months or more. Even better, the money comes from passive income not ordinary income. It is way more complicated in his book but I just take a gist out of it.

At the moment, I have only ordinary income and to Robert Kiyosaki, author of 'Rich Dad Poor Dad', that is the most dangerous situation at all.

However, it is important to note that I am still a student and I am guaranteed a funding at least until I graduated in 2016.

Despite being a student, I should not overlook this matter because after all, we are what we repeatedly do. Excellence then is not an act but a habit. (Aristotle).

Therefore, I should start incorporating some of the ideas behind behind being financially free so that it become a habit.

The most important thing to ask right now is why not how because why will keep you going but how will only gives you ways to get there.

Why I should be financially free?

In the world that I am living, everything needs money. Without it, it is very hard to proceed with normal life. Not just that, it is hard to do good deed if you have no money. I am not saying that we can only do good deed when we have money. What I am saying that if you have no money you have to employ other resources to do good deeds like your time, your energy and everything else apart from money.

One thing about that is that it is very counter productive especially if you want to incorporate good deeds as your routine. Just imagine. If you have to use your time and energy to do good deeds, what is left of your time and energy for your Creator, to do things that will enhance yourself so that you can get more money and hence more good deeds?

It is not wrong to use your time and energy once in a while to help people. Not wrong at all and in fact it is something that you must consider. However, note 'once in a while' not every single day of your life.

I am happy to work on projects that help people so long as it was plan and executed properly.

Therefore, it is important to be financially free to do good deeds and live a healthy happy life.

With regards to what entails to be financially free, it is another topics on its own. I will make another post on that.

Just to put future Syafiq in context of what is happening, I am going to write a bit about what is happening the past couple of days.

Usually, JPA will bank in allowances on 24, 25 or 26 of every 3 months. This past 1 and a half years, 24, 25 and 26 of every 3 months have always fall on weekdays. Hence, not much problem. This time it was Friday, Saturday and Sunday.

Due to the fact that everybody in the banking world has a life on weekends, it is understandable that they do not operate on weekends hence, I need to wait for weekdays for my payments to be processed.

It is distressing for me. Couldn't sleep with ease for the past few days because I worry about all due payments.

Coincidentally, the late in allowance coincide with the fact that the value of Malaysian ringgit drops to one of its lowest level. Yesterday, the value of Malaysian ringgit against pound falls to RM 5.545 for every £1. Previously it was around RM4.9++. I wonder what would the value be in 2025. To future Syafiq, please update me what is the value of MYR against GBP in 2025.

That is not important. What important is how I respond to it. I manage to not be so emotional but I did over react a little bit. I should not complain especially not in Facebook. Hence this reflection.

A point of reflection. Go check with JPA when exactly are they going to bank in your allowance. Don't just complain. Do something. Don't expect people to feed you with everything. Work for yourself.

There are a couple of points I would like to check with future Syafiq though. I hope you still remember this day. The day where you are determined to be financially free not just to live a happy healthy life but also to do good deeds to mankind. Do you still keep this aspiration of yours?

One more thing, are you the CEO of any company now? Have you started your own venture? How many children do you have now? Did you managed to get PhD from Stanford? I am dying to know how are you getting on with your life right now. Tell me ye.

Oh.. before I forgot. Next time, in the face of challenges like this remember to acknowledge people who might be affected by it way before hand before it occur so that we did not create distressing situation like this. Remember to be proactive and don't create avoidable problem for people. It would have been nice if there is anyone to tell me exactly when allowance is coming in so that we don't have to be in such distressing situation. Even though this is the ideal case, we never know what is really happening. I wouldn't mind giving them a bit of a leeway with regards to this because I believe they have thousands of students to look after to and I don't want to be such a burden to them. You know who I refer to right.

However, when it comes to you Syafiq, you won't get away with this kind of behaviour. You will answer not just to me but to the Creator why you did not prevent this problem when it could have been easily avoided with a simple e-mail explaining how things will go every single freaking month.

You know why I am so strict on you? Because you are different. You have the potential to reach the stars and you won't reach them unless you push yourself to the limit. Most people says they have done their very best. Don't bother what others told themselves. It is their life so respect it. Important thing is to ask yourself. Really? Is that the best that you can do? Seriously?

This brings me to the next quote. People seldom do things to the best of their abilities. They do things to the best of their willingness.

Whenever you thought of giving up Syafiq, know that you have reached the limit of your willingness not your abilities. You can do more even though you fail so many times.

OK. I guess I wandered off for a lot now. Don't want to stray more from the topics. The point I would like to remind myself and future me, be absolutely prepared for everything even things that you are unprepared.

Speaking about this, I am currently thinking about how to prepare for things that we can never be prepared of or things that we are unprepared simply because we haven't thought about that. This will be one of the title of my next post. Lots of ideas coming in. Need to brake it one way or another.

In essence, be a thinker and you will be able to keep improving and achieve your dreams.

The problem is not important. What important is how you respond to it. (Prof Muhaya)

With that, I rest my case.

For now.